Benefits Consulting
Your priority is running your business. Ours is making employee benefits simple. When you partner with CoreLife Benefits, LLC, you can meet your benefit goals without compromising your company’s growth or success.
We offer a full spectrum of consulting services, including benefit and renewal planning, carrier rate negotiations, compliance assistance, employee communication, and advanced benefits administration technology. Our goal is to maximize the value and competitiveness of your employee benefits package.
Large Employer Solutions
Large group employers require consultants to think “outside the box” when designing an employee benefit package. The same package that works for one company will not be the correct fit for another firm. Tailoring a benefit strategy to fit each unique client is our specialty. Utilizing innovative and cost-efficient benefit solutions, combined with the proper funding method, benefit administration technology, compliance resources and carrier relationships, we can design a comprehensive program designed specifically around your needs and those of your employees.
Small Business Employee Benefits
Navigating group health insurance as a small business has never been more complex. The Affordable Care Act introduced a range of plan options, pricing structures, and compliance requirements that can make choosing the right coverage overwhelming. Add in tax considerations, wellness programs, and evolving funding strategies: managing benefits starts to feel like a full-time job.
That is where CoreLife Benefits, LLC comes in. Our team helps you cut through the complexity to design a benefits program tailored to your business, your employees, and your budget. With a wide network of internal resources and strategically chosen vendors, we build solutions that support your business now and grow with you into the future.
Ancillary Benefit Programs
Ancillary benefit programs, when designed properly, provide employees with the ability to fill any needed gaps in coverage at rates lower than what they would be able to obtain on their own. Additionally, by offering products and services like critical illness insurance, hospital indemnity insurance, life and disability insurance, long term care insurance, dental and vision insurance, pre-paid legal and stand alone wellness, businesses can increase employee morale, productivity and work efficiency… enhancing the firm’s growth and competitiveness.
Enrollment and HRIS Solutions
The rapid expansion of human resource and benefit administration technology solutions is enabling employers to significantly increase operating efficiencies in areas that are often described as the “backbone” of their business. But there are a multitude of vendors claiming solutions that include payroll, onboarding to retirement, schedule management, benefit administration and other human resource related features. Choosing the right solution is the key to obtaining the maximum satisfaction and performance from an HRIS system, as it can lead to better talent recruitment and retention, more accurate processing of all HR and benefits related functions and increased flexibility for employees with self-service tools.
Medicare
As more people continue to work past age 65, it is likely your business already has, or will have, Medicare-eligible employees. This often raises questions about coverage, enrollment, deadlines, and how Medicare interacts with employer-sponsored benefits. With its confusing terminology, similar-sounding plans, and complex rules, Medicare can be overwhelming.
That is where our Medicare experts come in. We help you and your employees understand available options, compare plans, navigate enrollment, and get clear answers to any Medicare-related questions that arise.
Alternative Funding
Today, businesses of all sizes have access to a variety of health benefit funding strategies.
At CoreLife, we use our expertise to help you determine whether an alternative funding model aligns with your workforce’s unique demographics and healthcare usage. When implemented thoughtfully, these solutions can offer greater transparency and significant cost savings without compromising the quality of benefits your employees receive.